Your Lovely Mid Year Financial Review

If you’re halfway through the year and still feeling like you’re winging it with your money… you’re not the only one.

Maybe you’ve earned well, but you don’t know where it’s gone.
Maybe January’s good intentions have drifted into chaos.
Or maybe you just feel like you should be further ahead by now.

This digital workbook will help you stop the drift, take a breath, and build a money plan that feels like a breath of fresh air, not another chore.

What’s Inside the Workbook

You’ll work through 7 gentle but powerful steps:

1. Name what’s bothering you right now ⭐️ so you start with honesty.

2. Understand what’s really going on ⭐️ get under the surface of money stress.

3. Picture how you want to feel ⭐️ in six months.

4. Learn to have better money talks ⭐️ with your partner or yourself.

5. Do a kind but clear financial check-in ⭐️ using this repeatable checklist.

6. Work out your true “pocket money” amount ⭐️ each month, each quarter so you don't overspend.

7. Turn reflection into action ⭐️ with a 6-month plan you can stick to.

Who It’s For

• You want to feel calmer and more in control with your money

• You’re tired of drifting and want a plan you can actually keep up with

• You’d like to reduce the low-level stress that comes from uncertainty and get back on the same team with your partner

• You want to make the second half of the year feel lighter, clearer, and more aligned with your goals

Why It Works

• It’s repeatable ⭐️ come back to it every year for a mid-year check-up

• It’s flexible ⭐️ adapt it to your life, your income, and your season

• It’s gentle ⭐️ no shame, no overwhelm, no “you should” lectures

• It’s practical ⭐️ you’ll leave with numbers, clarity, and next steps

Your Next 6 Months Could Feel Different

Imagine:
⭐️Knowing exactly where your money is going
⭐️Feeling guilt-free about spending on the things you love
⭐️Finally having a system that works for you
⭐️Heading into the New Year with confidence instead of chaos

Created in Google Docs you can download the attached PDF or use the supplied link to make a copy. From here you can choose different formats. These formats may change the way the workbook is styled.

Numerous clickable links take you to further resources and you can use the integrated planning tool with drop down choices. You can type on the notes page but you'll probably prefer to use a notebook, I'm sure you'll have plenty of notes to write!